Aloha,
I do apologize for this October edition of my E-zine being a bit late. I have been in Denver meeting the new member of our family, beautiful and most precious Ava Noyes.

Life has been quite a wonderful whirlwind this month. Just before the Colorado trip I completed my last 4-day Group Intensive of this year. It was great being a part of such a deep level of letting go, of heart-opening and profound transformation.

Participants come to this warm, welcoming, tropical environment to gain clarity about and to break through the blocks and barriers to having the kind of life and the quality of relationships they desire.

The experience of accessing their true personal power, plus learning new tools and techniques, allows living in the new reality that was found in this powerful and nurturing environment.

My desire for all of us is to be happy! To live in balance, harmony, abundance, ease and love.

The theme of living in true prosperity and abundance has emerged this past month with a number of my clients. Since many of us would like to have a better relationship with money and to increase abundance, this seems like an appropriate focus for this newsletter.

Here are some questions to help you identify some of your underlying beliefs and thoughts about money and prosperity:

• Do you often feel and think that there is not enough?
• What fears do you have about money?
• Do you seem to struggle where money is concerned?
• What does true prosperity mean to you?
• What was your parents relationship with money when you were growing up?
• What feelings are associated with money and abundance?
• What are the ways you have held yourself back regarding money and prosperity?
  

The following articles are about the energy of money and abundance and how the power of our thoughts and mind affect our ability to create wealth, to receive and to become truly prosperous.

We do have the power to change our lives and to open to greater prosperity and the rich abundance of life, in all its many forms

Join me in my next FREE Tele-Class: "From Lack to Abundance.....Your Relationship with Money, Prosperity and Receiving NOVEMBER 17 @4:00p.m. to 5:00p.m. Hawaii Time, 6:00 p.m. to 7:00p.m. West Coast Time, 9:00p.m. To 10:00p.m. East Coast Time Do not miss out on this invaluable experience. Space is limited. SIGN UP NOW!

Please send me your comments and questions, I would enjoy hearing from you to help me provide you with the information and support pertinent to your life, creating the best possible newsletter for your needs
and interests.

Wishing you all the best of life and love.

Date Nov. 9, 2004
Volume 1
Issue 3

In This Issue:

• Welcome from Pamela
• What's New!
• Recommendations
• Feature Articles:
  "10 Steps To Becoming a Millionaire"
  "Living the Life of Your Dreams"
• Dynamic Laws of Prosperity Affirmations

Past Issues of Pamela's E-zine: Click Here

Please Visit HeartAndSoulSupport.com

	Affirmations from the book The Dynamic Laws of prosperity by Catherine Ponder "I give thanks that I am the ever renewing, the ever unfolding expression of infinite life, health, and energy." "I give thanks that I am now rich, well and happy and that my financial affairs are in divine order. Every day in every way I am growing richer and richer." "I am an irresistible magnet, with the power to attract unto myself everything that I divinely desire, according to the thoughts, feelings and mental pictures I constantly entertain and radiate. I am the center of my Universe! I have the power to create whatever I wish. I attract whatever I radiate. I attract whatever I mentally choose and accept, I begin choosing and mentally accepting the highest and best in life. I now choose and accept health, success and happiness. I now choose lavish abundance for myself and for all humankind. This is a rich, friendly Universe and I dare to accept its riches, its hospitality, and to enjoy them now." "I am now experiencing perfect health, abundant prosperity and complete and utter happiness. This is true because the world is full of charming people who now lovingly help me in every way. I am now coming into an innumerable company of angels. I am now living a delightful, interesting and satisfying life of the most widely useful kind. Because of my own increased health, wealth and happiness, I am now able to help others live a delightful, interesting and satisfying life of the most widely useful kind, my good - our good - is universal." "I am now activated by Divine Love and guided by divine power into my right work, which I perform in a perfect way for perfect pay. The divine plan of my life now takes shape in definite concrete experiences, leading to perfect health, happiness, success and prosperity." "Divine intelligence is in charge of my life. I am now open, receptive, and obedient to its rich instruction and guidance." "Divine restoration is taking place. The good which the locusts of lack have eaten is being divinely restored. The divine law of balance and equilibrium is doing its perfect work." "I give thanks for the immediate, complete, divine fulfillment of these desires. This or something better comes forth with perfect timing, according to God's rich good for me." "Divine intelligence now works in me and my life and affairs, to will and to do whatever for my highest good, and divine intelligence cannot fail!" "I am now shown new ways of living and new methods of work. I am not confined to the ways and methods of the past. I experience my perfect work in the perfect way, which now renders me perfect satisfaction and perfect pay." "Divine intuition is now showing me the way. Divine intuition is now working in and through me, in and through all concerned, producing easily and quickly the perfect outcome, the perfect result." "We use the prosperous power of divine intelligence in wisdom, integrity and good judgment in all our financial affairs. We give thanks that every financial obligation is paid on time." "Divine love, wisdom and order now reveal perfect guidance and produce perfect results in me and my world." "I specifically expect and give thanks for lavish abundance today, in my life and affairs." "I am now open and receptive to the rich, divine ideas that now perfectly initiate and sustain my business affairs." "Nothing can defeat me. I give thanks for the perfect, immediate right results. I rejoice that I am now successful in all my ways." "I do not depend upon persons or conditions for my prosperity. God is the source of my supply, so I now put God first financially. The voluntary, faithful tithing of my whole income now operates the law of ever-increasing prosperity for me. Yes, I now tithe my way to peace, health and plenty." "I am divinely equipped to accomplish great things with ease." "All financial doors are open; all financial channels are free, and endless bounty now comes to me." "I use the positive power of God's rich substance in wisdom, love and good judgment in all my financial affairs, and I am prospered in all my ways." "My words are charged with prospering power." "I give thanks for the immediate, complete, divine fulfillment of these desires. This or something better comes forth with perfect timing."

What's New

* There is an amazing movie out right now called "What the Bleep". If you are at all interested in Quantum Physics, Spirituality and the big question of what life is really about and how our thoughts and beliefs effect our lives...do not miss this movie!

The following web address gives a very eloquent overview of the scientists, doctors, molecular biologists and mystics that are interviewed, plus links to the film makers and books on the subject and more. You will also find there, theaters in your area showing this special film. www.whatthebleep.com/home/ See it and let me know what you think... pamela@heartandsoulsupport.com

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** ARTICLE: THE TOP 10 STEPS to BECOMING a MILLIONAIRE- written by Philip E. Humbert, PhD **
----------------------------------------------------
There is perhaps no more important decision than to take charge of your
own financial future. We live in a world of opportunity, and yet most
Americans are buried in credit card and other debt. We are surrounded by
people who are getting rich, but most of us are running in place. If you
can read this, you are literate, have a computer, you are part of the
"wired generation". You can become as financially independent as you wish
to be. Here are the Top 10 keys to your financial success:

1. Decide to be financially successful.
   This is different than wishing, hoping, wanting or even desiring to be
   rich. Make a commitment that this is going to happen! Financial independence is not an accident or matter of luck, and it usually requires some inconvenience. Have you decided to achieve this goal?
   
   
2. Understand how money works.
   Most of never studied finance or investing in school. Most of were never even taught to balance a checkbook! To master anything, you have to understand it. Read. Study what successful people do. Take classes.
   
   
3. Master your relationship with money.
   Some of us spend for excitement, to show off, to prove we can. Some of us are addicted to spending, and some of us are just careless about it. Whatever your relationship with money, understand it and develop a relationship of respect, appreciation and gratitude. Use your money, rather than allowing it to run your life.
   
   
4. Set specific goals.
   They should be challenging, but not unbelievable, just out of reach but not out of sight. Challenge yourself to be out of debt by a specific date. Make a commitment to saving an exact amount each month.
   
   
5. Develop a budget.
   A budget is a set of dreams and aspirations. It's how you really, really want to use money to benefit your family and run your life. Budget to buy the things you really want, and to eliminate the "impulses", the toys that waste too much of our income. A budget is a map to your destination. Have one and use it!
   
   
6. Reduce spending.
   Yes, this comes after making a budget, because when you begin getting control of your money (rather than the other way around) you have powerful new reasons to reduce expenses. Most self-made millionaires live far below their means! You should too.
   
   
7. Begin investing.
   Most of us spend or speculate. Both are roads to disaster! Invest in things you understand. Invest cautiously, wisely, and regularly. The objective is not to "make a killing", but to get rich over time. Know and obey the distinction between gambling, and putting your money to work for you.
   
   
8. Increase assets.
   Most people try to increase their income, and that's a mistake. Making more money means paying more taxes. It takes time and hard work. And, when wealth arrives in the form of cash, it's easier to spend. Millionaires buy stocks and buildings, they invest in assets that will make them rich - and that are hard to spend on a whim!
   
   
9. Reduce taxes.
   Most Americans pay more in taxes than for food, clothing and shelter combined! It is your largest expense! The poor and middle class don't realize how much they pay because it's deducted from their pay check. The wealthy know there are legal and appropriate ways to shelter income, to invest in socially-responsible ways, and that the tax code encourages this. Learn the tax laws and use them for your benefit! (Yes, it's the most boring reading you'll ever do, and worth it!)
   
   
10. Use your wealth wisely.
    Someone once said, "The reason most of us aren't rich is that we'd spend it all on ourselves." Give. Share. Help others. When you use money to make a difference, to have a positive impact, you get the chance to do more. Being greedy and selfish will not draw money to you. Investing in your community, will!

To begin your education about money and becoming a millionaire, I highly recommend several books on the subject. Two of the best are: "The Millionaire Next Door" by Thomas Stanley and William Danko, and "Rich Dad, Poor Dad" by Robert Kiyosaki and Sharon Lechter.

About the author
© Copyright 2000 by Philip E. Humbert.
By Dr Philip E. Humbert, author, speaker and personal success coach. DR Humbert has hundreds of tips, tools and articles on his website that you can use for your own success! It's a great resource! Visit him on the web at: www.philiphumbert.com And, be sure to sign up for his great newsletter!

Please click here to read Marc Allen's article "Living the Life of Your Dreams" an illuminating look into achieving your goals and living the abundant life you desire.